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agents and employees and hold them harmless from any loss of any nature whatsoever, which • may occur by reason of the Association's use of the Premises. The Association shall maintain in force comprehensive public liability insurance coverage in a minimum amount of $1,000,000, with an insurer authorized to do business in Virginia. Such policy shall name the City as an additional insured and shall provide that such coverage shall not be cancelled without thirty (30) days written notice to the City. The Association shall submit evidence of such insurance coverage to the City Attorney for approval prior to the commencement date of this lease. 11. Damage to Premises. In the event that the Premises shall be substantially damaged by fire or other casualty, the Premises shall be forthwith repaired, restored or rebuilt, as the case may be, within a reasonable time by the Landlord at the Landlord's expense to its condition immediately prior to such damage or destruction. All provisions of this lease with • respect to the payment of any rental shall be eliminated from the date of the casualty until such repairs are completed. The term of the lease shall be extended by a similar period. 12. Hours of Operation. Tenant shall establish regular hours during which the Premises will be open to the public. As a minimum, the Premises shall be open to the public six (6) days per week, forty eight (48) weeks per year. For this purpose, a full day shall be deemed to be at least six (6) hours. Each studio shall be open a minimum of 17'/z hours per week during public hours. 13. Events of Default. The occurrence of any of the following shall constitute an event of default of the Tenant: (a) Delinquency in the payment of any rent under this lease for a period of 15 days after written notice. • (b) Delinquency by the Tenant in the performance of or the compliance with any of Pap 4